Financial independence means that we own investments capable of generating sufficient income to support us for life.

When we work within a strategy capable of realising that objective, it also means that we know that we can afford next years school fees for the children, replace the family car when required, take that long planned holiday, etc.

We become our own master capable of supporting our families without reliance upon the goodwill of the bank manager, the government, our neighbours and family or the boss in our later working years.